Affirm offers individual financing plans for the Ergatta rower in 12, 18, and 24-month payment periods. We personally don't have input in regards to the factors that Affirm uses to pre-qualify customers for financing, so I would encourage you to reach out to them.
You will make your first payment 30 days after your order is confirmed, and you will then each consecutive payment will occur every 30 days until the loan is complete. You may pay off your Affirm plan sooner than the minimum rate. It will only save you on potential interest.
There are two ways you can get in touch with Affirm. First, you can visit their help page at: https://www.affirm.com/help/ or you can call them at: (855) 423-3729.